Get the best deal
If you want the best deal on your home loan then you need to apply to all the banks, not just your bank. Most of us will choose to shop around on other things, but when it comes to a home loan, we choose to settle on one quote from our banks. Why?
Homebuyers who get multiple quotes to compare are more likely to qualify for an interest rate that is 1% lower than those buyers who only source one quote from their bank. This means a saving of almost R850 a month on a R1 million home loan.
Why use EVO
EVO offers you a free home loan comparison service. We help you complete one application, and then we get you a few different quotes to compare from all the banks, including your own.
No deposit, no problem. EVO specialises in bonds for first time buyers. Over 60% of home loan applications that are submitted to EVO are 100% bonds. With Evo Home Loans, over 80% of first-time buyers seeking a zero-deposit home loan successfully secured bank approval.
It is that easy!
Costs you nothing but saves you time and money and once approved your EVO consultant will be available to provide you with regular status updates on the progress of your loan, leaving you feeling more in control.
The benefits of a pre-approval
If you are thinking of buying a new home, then you need to know what you can afford before you even start.
The thought of having your home load declined is real. That is why we recommend that you get prequalified before embarking on your house-hunting journey.
An EVO pre-qualification will provide you with an accurate credit score and good idea of how much you can afford to buy for.
93% of all applications with an EVO Pre-qualification Certificate are approved by the bank first time.
Did you know?
Before a bank starts to process your home loan application, they will assess your credit score. Judgments or a poor payment record may affect your change of home loan approval. A good to excellent credit score will allow EVO to negotiate a preferential interest rate for you on your home loan, saving you thousands over the term of your loan.
How to improve your credit score
- Settle accounts and credit cards
- Pay bills on time
- Reduce spending
- Don’t apply for more credit
Contact us today to find out what you need to get started